Citizens Advice & Rights Fife (CARF)
CARF provides a free, confidential and independent Money Advice service.
CARF's Money Advice Unit has a team of specialist advisers who provide, free, confidential, independent money advice and debt management options. They deal with over 2000 enquiries each year and employ fully trained advisers to assist with all sorts of financial issues, from repossession to bankruptcy. They can be contacted on: 0345 1400 094.
The best way to get tailored debt help and money advice is to contact one of our expert debt advisers either via telephone or by completing a digital form at CARF Money Advice.
CARF have several financial inclusion projects that can assist with financial capability and other money and benefit related issues. For more information contact our CARF Money Advice team on 0345 1400 094.
CARF also has a dedicated Pension Wise Adviser. This is for people who are
- close to, or over the age of 55
- hold a defined contribution pension, and want to discuss drawing pension benefits in the next six months
Please contact 0800 138 3944 or book an appointment online at Book a free Pension Wise appointment | MoneyHelper.
The Money Advice Service
The Money Advice Service also provides free, confidential and independent advice on a broad range of financial matters including Money Advice, debt, home insurance and other financial products and services, including bank accounts.
You may be able to get a DWP Budgeting Loan to help pay off certain debts that have been taken out pay for essentials if you are getting certain benefits.
Scottish Financial Health Service
Offer free impartial advice. Are you struggling to repay your debt or just want to find a balance? Scotland's Financial Health Service can help.
Adult Learning Service
The Council's Adult Learning Service can provide support and assistance with budgeting and financial education.
Cold Weather Payments
Pensioners on Pension Credit will usually qualify for the scheme. Some people on other benefits may also qualify for a Cold Weather Payment, including:
- Income Support
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Universal Credit
People can find out if they are due a Cold Weather Payment by calling – 0800 99 1234.
Credit Unions are a community savings and loan cooperative available to everyone. They operate with three main aims: to provide loans at low rates; to encourage all members to save regularly; and to help members in need of financial advice and assistance. www.fifecreditunions.org.uk Tel: 01592 760739
Conduit Scotland is a not for profit community lender offering fast, fair, flexible and affordable loans form £100 – £1000, to people in financial crisis and excluded from mainstream lending. www.conduitscotland.com Tel: Dunfermline 01383 668478 Kirkcaldy 01592 80878 Back To Top